Get help finding quality homeowners insurance
Get homeowners insurance quotes fast and free from up to 25 insurance companies. We comparison shop to help you find great coverage, personalized to your needs, without overpaying. And if your needs change in the future, we can help you find a new insurance company that better aligns with your changing lifestyle. Serving MN, IA, & WI from our office in Rochester, MN. Request quotes or contact us to get started.
What is home insurance?
Homeowners insurance packages together liability coverage and property coverage to help protect you and your family from lawsuits and damage to your home. Home insurance isn’t required by law but will be required by your lender if you have a mortgage and it provides important coverage regardless.
Personal liability helps pay for injuries or property damage you or a resident family member cause to another party. This can include things like an injured guest at your home or accidental damage your child caused to a neighbor’s property. The property portion covers damage to your home, other structures and personal property. It also covers vandalism, theft, and much more.
There are many additional coverage options available. Not all coverages are suitable for each person. We can help you decide on a coverage plan.
If you’d like to learn more about the basics of homeowners insurance, contact us.
Homeowners Insurance Coverage
There are many coverage options available. Below are some common coverages but this is not an exhaustive list. Upon learning more about your situation, we can suggest coverages that might be a good fit.
Covers bodily injury and property damage you or a resident family member cause to another party.
Covers damage to your home caused by a variety of risks, like weather, vandalism, or fire.
Covers damage to other structures on your property that are not attached to your home, like a shed or detached garage.
Covers your personal items, like furniture, clothing, electronics, appliances, and more.
Covers the cost of alternative living arrangements if your home is unlivable due to a covered incident.
Covers minor medical expenses for guests that are injured at your property, without regard to fault.
Covers jewelry, guns, and other high risk items for theft and disappearance.
Covers damage caused as a result of a backed up sewer or drain.
Insurance Companies
We strive to work with highly rated insurance companies in order to provide our clients with quality coverage at a great price. Below is a partial list of companies we offer. We are constantly exploring new partnerships and adding additional options, so check back often to see our updated list of carrier partners.
