Get help finding quality motorcycle insurance
Get motorcycle insurance quotes fast and free from up to 25 insurance companies. We comparison shop to help you find great coverage, personalized to your needs, without overpaying. And if your needs change in the future, we can help you find a new insurance company that better aligns with your changing lifestyle. Serving MN, IA, & WI from our office in Rochester, MN. Request quotes or contact us to get started.
What is motorcycle insurance?
Motorcycle insurance is very similar to auto insurance. It helps protect the community from accidents you cause on your bike. Since these accidents can cause a lot of property damage and result in large medical bills, most states, including Minnesota, require a minimum level of insurance in order to ride legally on public roads.
Coverage required by law includes liability, which provides a specified amount of money to cover property damage and bodily injury you cause to another party. There are some differences between motorcycle and auto coverage, so it’s important to work with an insurance pro to understand how they differ and discuss your options.
If you’d like to learn more about the basics of motorcycle insurance, contact us, or check out info from the Insurance Information Institute.
Motorcycle Insurance Coverage
There are many coverage options available. Some are required by law, while others are voluntary. Below are some common coverages but this is not an exhaustive list. Upon learning more about your situation, we can suggest coverages that might be a good fit.
Covers bodily injury and property damage you cause to another party.
Covers damage to your bike caused by a collision with another vehicle or object.
Covers damage to your bike caused by an incident other than a collision.
Covers lodging expenses and other expenses if your motorcycle breaks down on a trip away from home.
Provides you bodily injury coverage when you’re in an accident with a driver that has too little or no insurance.
Covers your medical expenses (up to the coverage limit) caused by an accident, regardless of who was at fault.
Provides towing, fuel delivery, and other roadside services.
Covers the cost of after market parts and equipment with which you’ve modified your bike.
Insurance Companies
We strive to work with highly rated insurance companies in order to provide our clients with quality coverage at a great price. Below is a partial list of companies we offer. We are constantly exploring new partnerships and adding additional options, so check back often to see our updated list of carrier partners.
