RV insurance - class c motorhome parked off road

RV Insurance

Get help finding quality RV insurance

Get RV insurance quotes fast and free from up to 15 insurance companies. We comparison shop to help you find great coverage, personalized to your needs, without overpaying. And if your needs change in the future, we can help you find a new insurance company that better aligns with your changing lifestyle. Request quotes or contact us to get started.

RV insurance - airstream trailer on the road viewed from behind

What is RV insurance?

RV insurance is required in Minnesota in order to drive your self-powered motorhome on public roads. Trailer insurance isn’t required by law as the liability coverage is extended to the trailer from the vehicle by which it’s being pulled.

Regardless of legal requirements, you may need physical damage coverage if you have a loan on your RV. Even if you aren’t required to have a policy in place, there are many valuable coverages that you should consider. We can help walk you through the coverage available and explain the pros and cons of each.

If you’d like to learn more about the basics of RV and trailer insurance, contact us.

How to find great RV insurance rates

1. Figure out what coverage you need

It’s important to know what you’re looking for before getting quotes. Some companies will undercut price by removing valuable coverage. If you aren’t sure what coverage you need, we’ll help you out!

2. Get quotes from a bunch of insurance companies

Insurance companies target different customers based on a variety of factors, including type of RV, driving history, location, and much more. It’s difficult to know which companies will offer the best rates, so you just need to get quotes from a lot of them. Fortunately, we take care of the comparison shopping for you!

RV Insurance Coverage

There are many coverage options available. Some are required by law, while others are voluntary. Below are some common coverages but this is not an exhaustive list. Upon learning more about your situation, we can suggest coverages that might be a good fit.

Auto liability

Covers bodily injury and property damage you cause to another party while driving your RV.


Covers damage to your RV caused by a collision with another vehicle or object.


Covers damage to your RV caused by an incident other than a collision.

Vacation liability

Covers accidents and injuries to guests at your campsite, when parked and off the road.


Provides you bodily injury coverage when you’re in an accident with a driver that has too little or no insurance.

Personal effects

Covers personal property kept within your RV.

RV roadside assistance

Provides towing, fuel delivery, and other roadside services if your RV becomes disabled near a road.

Full-timer liability

Covers personal liability exposures (like the coverage provided by homeowners insurance) for people who live in their RV full time.

Insurance Companies

We strive to work with highly rated insurance companies in order to provide our clients with quality coverage at a great price. Below is a partial list of companies we offer. We are constantly exploring new partnerships and adding additional options, so check back often to see our updated list of carrier partners.

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We compare rates to help you find quality coverage at a great price.