Get help finding quality RV insurance
Get RV insurance quotes fast and free from up to 25 insurance companies. We comparison shop to help you find great coverage, personalized to your needs, without overpaying. And if your needs change in the future, we can help you find a new insurance company that better aligns with your changing lifestyle. Serving MN, IA, & WI from our office in Rochester, MN. Request quotes or contact us to get started.
What is RV insurance?
RV insurance is required in Minnesota in order to drive your self-powered motorhome on public roads. Trailer insurance isn’t required by law as the liability coverage is extended to the trailer from the vehicle by which it’s being pulled.
Regardless of legal requirements, you may need physical damage coverage if you have a loan on your RV. Even if you aren’t required to have a policy in place, there are many valuable coverages that you should consider. We can help walk you through the coverage available and explain the pros and cons of each.
If you’d like to learn more about the basics of RV and trailer insurance, contact us.
RV Insurance Coverage
There are many coverage options available. Some are required by law, while others are voluntary. Below are some common coverages but this is not an exhaustive list. Upon learning more about your situation, we can suggest coverages that might be a good fit.
Covers bodily injury and property damage you cause to another party while driving your RV.
Covers damage to your RV caused by a collision with another vehicle or object.
Covers damage to your RV caused by an incident other than a collision.
Covers accidents and injuries to guests at your campsite, when parked and off the road.
Provides you bodily injury coverage when you’re in an accident with a driver that has too little or no insurance.
Covers personal property kept within your RV.
Provides towing, fuel delivery, and other roadside services if your RV becomes disabled near a road.
Covers personal liability exposures (like the coverage provided by homeowners insurance) for people who live in their RV full time.
Insurance Companies
We strive to work with highly rated insurance companies in order to provide our clients with quality coverage at a great price. Below is a partial list of companies we offer. We are constantly exploring new partnerships and adding additional options, so check back often to see our updated list of carrier partners.
